Human-in-Loop AI Collections Platform

Hassle-Free Collections.
Less Human. More AI.

Your team stays in control. AI handles the volume.

Dasceq gives your collectors AI superpowers — not a replacement. The AI dials, answers, transcribes, scores, and schedules. Your team reviews, approves, and closes. More recovered. Less grind. Zero compliance risk. Always within legal calling hours.

40%
Lower Collection Cost
3.2×
More Accounts per Collector
50+
TCPA Safeguards Built In
14 days
From Sign-Off to First Recovery
Human
Always in the Loop
Live in 2 Weeks

No IT project. No months of scoping. Upload your portfolio and run your first campaign within 14 days — guaranteed.

🔌
No Tech Integration Required

Pre-built connectors to leading LMS and collection platforms. CSV upload works on Day 1.

🎙️
Every Conversation Recorded & Stored

All calls, texts, and emails recorded, transcribed, and securely stored in the platform. Instant search. Full audit trail.

🛡️
Fully Compliant by Default

50+ TCPA, FDCPA, and Reg F controls baked in — not bolted on. You can’t accidentally send a non-compliant campaign.

🎨
Personalized to Your Business

Scripts, tone, branding, escalation rules, and compliance overlays configured for your operation — not a generic template.

TCPA CompliantFDCPA CompliantReg F ReadyDNC Registry IntegrationMINI-MIRANDA DeliveryCCPA CompliantState Calling Window EnforcementSOC 2 Type IIConsent TrackingOpt-Out ManagementCall Recording DisclosureAMD DetectionFrequency Cap EnforcementTCPA CompliantFDCPA CompliantReg F ReadyDNC Registry IntegrationMINI-MIRANDA DeliveryCCPA CompliantState Calling Window EnforcementSOC 2 Type IIConsent TrackingOpt-Out ManagementCall Recording DisclosureAMD DetectionFrequency Cap Enforcement
How It Works

AI-Driven Collections in Three Steps

From first upload to first payment — automated, compliant, and measurably more effective than any human-only operation.

01
Ingest & Score Portfolio

Upload accounts from any CRM or LMS. Dasceq’s Propensity Engine scores every account for payment likelihood, assigns risk tiers, and ranks contacts by expected recovery value.

02
Predict Best Time to Contact

Our Temporal Intelligence Model analyzes historical contact patterns and behavioral signals to identify the exact hour and day each debtor is most likely to answer and pay.

03
AI Reaches Out & Answers Back. Humans Close.

AI agents call and text strictly within legal state calling hours — no midnight calls, no compliance slip-ups. They handle outbound outreach, answer inbound callbacks, extract promises-to-pay, and escalate complex accounts with a full brief. Your collectors focus only on conversations that need a human touch.

Benefits

No IT. No Dialers. No Headaches.

Built for Collections Teams, Not IT Departments

The #1 reason AI collection projects fail is implementation. Months of integration work, IT tickets, dialer replacement battles — before a single call is made. Dasceq is different. We built it so your collections manager can run it, not your CTO.

No dialer replacement needed

Dasceq does not require you to rip out your existing dialer. It layers on top of what you have, or operates as a standalone AI caller — your choice. No vendor battles, no downtime.

Pre-built connections to leading LMS & collection platforms

Native connectors available for the most common loan management systems, collection management platforms, and CRMs. If yours isn’t on the list, CSV upload works on Day 1 while we build it.

No big learning curve — your team trained in hours

Dasceq was designed by people who understand collection operations. The interface maps to how collectors actually work. Onboarding takes hours, not weeks.

Every conversation stored, searchable, and audit-ready

All calls, texts, and emails are recorded, transcribed, and stored securely inside the platform. Search by account, keyword, outcome, or date. Export for compliance audits in one click — no external storage setup required.

Fully personalized to your operation from Day 1

Your scripts. Your tone. Your escalation logic. Your branding. Dasceq is configured to your specific compliance requirements, product types, and customer communication style — not a generic template you work around.

14-Day Launch Timeline

Day 1–2
Kickoff & Configuration

Compliance rules, calling windows, AI tone. Portfolio upload. No IT required.

Day 3–5
Script & Campaign Setup

AI scripts personalized to your product types. Campaign scheduler configured. Team training (2 hours).

Day 6–10
Pilot Campaign Launch

First live AI campaigns on a subset of accounts. Real-time dashboard live. Compliance logs active.

Day 11–14
Full Portfolio Live

All accounts loaded, all channels active, propensity scores calculated, best-time-to-call model running.

PRODUCT 01 — FLAGSHIP

Dasceq Collection Agent

The Best AI Caller Built for Debt

50+TCPA Safeguards built in

A fully autonomous AI calling agent that handles every stage of debtor engagement — from first outreach to promise-to-pay confirmation. It adapts tone, handles 18 distinct call scenarios (outbound AND inbound), detects voicemail, and escalates intelligently. No scripts. No robocall feel. Just results.

Live in 14 daysNo dialer replacementAll calls recorded & stored in platform50+ TCPA controls — zero manual compliance workScripts personalized to your brand & toneNo IT ticket required to launchInbound callbacks handled by AI automatically

50+ TCPA & FDCPA Compliance Controls

State-by-state calling window enforcement
Federal & state DNC registry scrubbing
Prior express written consent tracking
Opt-out (STOP) processing & honoring
Contact frequency caps per account
7-in-7 rule compliance (FDCPA Reg F)
Reassigned number database (RND) check
MINI-MIRANDA disclosure on every call
Call recording disclosure delivery
Answering machine detection (AMD)
Human answerer detection (HAD)
Voicemail vs. answering service detection

Core Features

01
18 Call Scenarios Handled — Outbound & Inbound

Pickup, voicemail, callback requests, disputes, promises-to-pay, hostile responses, partial payment offers, wrong numbers, language routing, and more — on both outbound and inbound calls.

02NEW
Inbound Call Handling (AI-Answered)

When debtors call back after a voicemail, SMS, or email, Dasceq’s AI answers automatically. It recognises the account, pulls full history, continues the conversation in context, and handles payment commitments, disputes, or escalations — exactly as it would on an outbound call. No call goes unanswered. No human needed for routine callbacks.

03
Sentiment-Adaptive Tone

AI reads debtor emotional state in real time and adjusts phrasing, pacing, and de-escalation approach dynamically. No robotic repetition.

04
Promise-to-Pay Extraction

Automatically detects, logs, and schedules follow-up when a debtor commits to a payment date — even when mentioned casually mid-conversation.

05
AI-Personalized Voicemail Drop

When AMD fires, the agent drops a personalized, compliant voicemail referencing the debtor’s name, balance, and a callback number — not a generic message.

06
RAG Intelligence Engine

Every call, SMS, and email is transcribed, indexed, and instantly retrievable. The AI pulls account history during calls in real time for context-aware conversations.

07
Live Agent Assist

AI monitors live human agent calls and pushes real-time response recommendations to the agent’s screen — based on debtor sentiment and account history.

08
Warm Transfer on Escalation

When a debtor needs a human, the AI briefs the collector with a live summary before handing off — no cold transfers, no repeating.

09
Multilingual Routing

Detects language preference in real time and routes to the appropriate AI agent voice or human collector — currently supporting English and Spanish.

10
Real-Time Performance Dashboard

Live visibility into contact rates, PTP rates, campaign ROI, collector productivity, and call outcomes — updated in real time, not end-of-day reports.

11
Intelligent Conversation Search

Ask 'show me all debtors who promised to pay this week' in natural language and instantly retrieve every relevant call, message, and email thread.

12
Same-Day Portfolio Import

Upload from any CRM, LMS, or CSV. No IT project required. Start running campaigns the same day accounts are loaded.

13
Browser-Based Click-to-Call

Human collectors make and receive calls directly from the Dasceq interface — no separate dialer software required.

📅 Automated Campaign Scheduler

Set It. Forget It. Collect More.

The AI-powered campaign scheduler automatically builds, launches, and optimizes collection campaigns based on rules you define — or lets the AI decide based on portfolio risk signals.

Campaign Types

Immediate LaunchCampaign fires instantly on-demand
Scheduled (Date/Time)Set a future date and time
Recurring (Daily AI)AI runs daily campaigns with human approval queue
Rule-Triggered AutomaticFires when account conditions are met (DPD, balance, risk tier)
Multi-Step DripCall → SMS fallback → email follow-up sequenced over days

Supporting Features

AI-generated message content for every channel, personalized per account
Contact frequency caps auto-enforced — zero TCPA violations
Segment-based targeting: DPD, balance range, risk tier, prior contact history
Product 02

Dasceq Best Time to Call

Predictive Contact Engine

+34%RPC Rate Lift

Stop guessing when to call. Dasceq’s Temporal Intelligence Engine analyzes thousands of behavioral signals per account to predict — with statistical precision — the exact hour and day each debtor is most likely to answer, engage, and pay. Every wasted call costs money. This stops the waste.

Instant scoring on portfolio uploadWorks with your existing dialer or DasceqModel learns from your own portfolio dataTCPA window compliance built inNo data science team needed
01
Temporal Responsiveness Modeling

Analyzes hour-of-day, day-of-week, and seasonality patterns per debtor to find statistically optimal outreach windows at an individual account level.

02
Behavioral Segmentation

Groups accounts by historical engagement patterns — morning payers, evening answerers, weekday responders — and tailors contact strategy per segment.

03
Multi-Channel Contact Propensity Scoring

Predicts not just when, but which channel — call, SMS, or email — each debtor is most likely to respond to, and auto-routes accordingly.

04
Recovery-Weighted Queue Optimization

Prioritizes contact attempts by expected net-present-value recovery, not just recency. High-balance, high-propensity accounts surface automatically.

05
Continuous Online Learning

Every contact attempt — answered, missed, paid, or ignored — feeds back into the model. Accuracy improves daily with your portfolio’s own data.

06
Compliance-Guardrailed Scheduling

All recommendations are run through TCPA state-window logic before scheduling. Best time to call always means best legal time to call.

Product 03

Dasceq Predictive Propensity

Who Will Actually Pay?

Not every overdue account is equal. Dasceq’s Predictive Propensity Engine scores every account with a probability-to-pay score, segments accounts into action tiers, and tells your team exactly where to focus human effort — and where to let AI handle the rest.

A
HIGH PROPENSITY
Score: 72–100
Likely to pay within 7 days
Action
AI Agent Priority
B
MODERATE
Score: 45–71
Needs incentive
Action
Multi-Touch Drip
C
LOW PROPENSITY
Score: 20–44
Long-cycle effort
Action
Email Nurture
D
SKIP / LEGAL
Score: 0–19
Litigation / skip trace
Action
Route to Legal
01
Multi-Variable Propensity Scoring

Combines DPD, balance, payment history, prior contact responses, channel engagement, and demographic signals into a single predictive score per account.

02
Recovery Probability Index

Estimates the dollar amount and timing of expected recovery for each account, enabling smarter resource allocation across your portfolio.

03
Automatic Risk Tier Assignment

Accounts auto-classified into action tiers (A–D) and routed to the right strategy without manual review.

04
AI-to-Human Routing Logic

High-propensity goes to AI for speed. Mid-tier flagged for experienced collectors. Low-score enters low-cost email nurture.

05
Score Refresh on Every Interaction

Every call answered, payment made, or message responded to triggers a score recalculation — keeping strategy current.

Product 04 — Complete Solution

Dasceq AutoCollect

Fully Autonomous Debt Recovery

360°Full Lifecycle Coverage

The complete, end-to-end debt collection operating system. AutoCollect combines all four Dasceq products with a fully autonomous multi-channel outreach engine — AI calling agents, SMS campaigns, email sequences, and agentic AI workflows — into a single system that runs 24/7 without increasing headcount. Upload a portfolio in the morning. Collect payments by afternoon.

📞
AI Voice Agent

Autonomous AI calling with 18 scenario handling (outbound + inbound), sentiment adaptation, voicemail drop, and warm transfer.

📱
SMS Campaigns

Two-way TCPA-compliant text messaging with AI-drafted content, payment links, opt-out management, and behavioral follow-up sequencing.

📧
Email Sequences

Multi-step drip email campaigns with AI-personalized content, payment portal links, open tracking, and intelligent follow-up timing.

🤖
Agentic AI Workflows

Fully autonomous AI agents that research accounts, plan outreach strategy, execute multi-channel sequences, and adapt in real time without human instruction.

Why Dasceq

The Only Platform Built Exactly for This Problem

Other platforms were built for banks, BPOs, or generic SaaS — then adapted for collections. Dasceq was built for collections first, everything else second.

01
Purpose-Built for BHPH & Subprime

No other AI platform speaks the language of buy here pay here, subprime auto, and consumer collections natively. The terminology, the compliance stack, the debtor psychology, the LMS integrations — all designed for your world.

Used by BHPH dealers, collection agencies, subprime lenders
02
Operational in 14 Days, Not 14 Months

Enterprise AI platforms take 6–18 months to implement. Dasceq takes 14 days. No integration marathons. No IT dependencies. No dialer rip-and-replace. Upload accounts, configure AI scripts, launch campaigns. Done.

From signed contract to first AI recovery call in 2 weeks
03
Four Products in One — Not Four Vendors

Most teams stitch together a dialer, a propensity scoring tool, a campaign scheduler, and a compliance layer from four different vendors. Dasceq replaces all four — one platform, one bill, one team to call.

Eliminates 3–4 vendor contracts on average
04
Compliance That Never Slips

TCPA violations can cost $500–$1,500 per call. Dasceq’s 50+ compliance controls mean the AI physically cannot make a non-compliant call, text, or email. Enforced by the platform, automatically, on every single interaction.

Zero compliance incidents across all client deployments
Comparison

Dasceq vs. The Market

No other platform combines all four intelligence layers — calling agent, contact timing, propensity scoring, and full automation — purpose-built for BHPH and subprime.

CapabilityDasceqComp. 1
Enterprise Voice AI
Comp. 2
Consumer Finance
Comp. 3
Digital-First
Comp. 4
Generic Dialer
Voice & Calling
AI outbound voice calling
18+ call scenarios (outbound+inbound)~~
Inbound call handling (AI-answered)
Voicemail drop (AMD)~
Live agent assist~
AI Intelligence
Best time to call (predictive)~
Propensity-to-pay scoring
RAG intelligence (in-call context)~
Promise-to-pay auto-extraction
Agentic AI (fully autonomous)
Channels
SMS + Email + Voice unified
Automated campaign scheduler~
Compliance & Storage
50+ TCPA / FDCPA / Reg F controls~~
All conversations stored in platform~~~
Full audit trail (exportable)~~
Implementation & Pricing
Live in 14 days — no IT required~
No dialer replacement needed
Pre-built LMS / CMS connectors~
Transparent per-agent pricing~
30-day free trial
BHPH / subprime purpose-built
Full capability · ~ Partial or add-on · Not available · Competitor names withheld — based on publicly available feature documentation.
Our Guarantee

The Dasceq Guarantee

We are so confident in what Dasceq delivers that we built our entire go-to-market model around one principle:

“You should never have to take our word for it.”

Start Here
30-Day Free Trial

Run Dasceq on your real portfolio for 30 days before you pay a single dollar. No credit card required. No contract. No sales pressure. If you don’t see measurable lift — you simply don’t continue.

  • Real accounts, real AI agents, real results
  • Full platform access — no trial-mode limitations
  • Cancel before day 31, owe nothing
Zero Integration Time Wasted

We guarantee you will be making live AI collection calls within 14 days of signing — or we extend your trial free until you are.

  • Day 1: upload accounts via CSV
  • Day 14: full AI campaigns running
  • If we miss that window, the delay is free
🙋
Dedicated Onboarding Specialist (90 Days)

Every client gets a named onboarding specialist for the first 90 days. They configure your compliance settings, personalize your AI scripts, connect your systems, and train your team.

  • Named specialist, direct line, real accountability
  • Included in $1,499 professional services fee
  • 90-day success review with performance benchmarks
🛡️
Compliance or We Fix It

If a compliance issue arises from a Dasceq-generated interaction that violated a control we said was built in — we own it. We will work with your legal team, provide full interaction logs, and remediate at no cost.

  • Full audit trail available for every interaction
  • Legal-ready exports in one click
  • Platform-enforced — not a checklist you manage
📅
30-Day Free Trial
No contract. No card.
Live in 14 Days
Guaranteed or free extension
🛡️
Zero Compliance Risk
We own any platform error
🚫
No Long-Term Lock-In
Cancel anytime, no penalty
🙋
Dedicated Specialist
90 days, named contact
Industries

Built for the Realities of Debt Collection

Dasceq was designed from the ground up for the regulatory complexity, debtor dynamics, and portfolio economics of modern collections — across every vertical.

$1.3T
US consumer debt in active collections
32%
Avg agency recovery rate industry-wide
68¢
Cost to collect every $1 manually
6.4× ROI
When RPC rate exceeds 40%
🚗
Buy Here Pay Here (BHPH) Dealers

Purpose-built for BHPH collections — high volume, thin margins, TCPA-sensitive. AI identifies who’s past due, predicts who will pay, and automates outreach at a fraction of staff cost.

💳
Subprime & Consumer Lenders

For fintechs, auto lenders, and personal loan portfolios. Propensity scoring prioritizes early-stage accounts before they reach deep delinquency.

🏥
Healthcare Revenue Cycle

HIPAA-aware AI calling for patient balance collections. Configurable tones, financial hardship detection, and payment plan automation.

🏢
Collection Agencies (3rd Party)

Scale operations without scaling headcount. Replace 7 human collectors per AI agent while improving contact rates and compliance documentation.

💰
Credit Card & Revolving Credit

Handle high-volume, low-balance portfolios economically. AI agents maximize contact windows and accelerate early-stage cure rates.

Utilities & Telecom

Automate pre-disconnect outreach, payment arrangement negotiation, and reactivation campaigns. Reduce voluntary churn.

Compliance & Certifications

Compliance Isn’t a Feature. It’s the Foundation.

Every call, text, and email sent through Dasceq is governed by a layered compliance engine. We protect you — and your debtors — automatically.

TCPA
FDCPA
Reg F
CCPA
HIPAA
SOC 2
SCRA
DNC
TCPA CompliantFDCPA CompliantReg F ReadyDNC Registry IntegrationMINI-MIRANDA DeliveryCCPA CompliantState Calling Window EnforcementSOC 2 Type IIConsent TrackingOpt-Out ManagementCall Recording DisclosureAMD DetectionFrequency Cap EnforcementTCPA CompliantFDCPA CompliantReg F ReadyDNC Registry IntegrationMINI-MIRANDA DeliveryCCPA CompliantState Calling Window EnforcementSOC 2 Type IIConsent TrackingOpt-Out ManagementCall Recording DisclosureAMD DetectionFrequency Cap Enforcement
Get Started

Ready to Automate
Your Collections?

Book a 30-minute live demo. We'll show you the system live with your actual portfolio numbers — no sales deck, no generic demo environment.

Reach us at abhishek@dasceq.com

No long-term contracts. $1,499 professional services onboarding. Cancel anytime.